Personal Insurance

Auto Insurance

Auto Insurance isn't just a good thing to have to protect you financially in the case of an accident - in many states it's required.

All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts.

When applying for auto Insurance, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage.

Home Insurance

The coverage you have depends upon the type of policy you have. Unlike auto insurance, where the policies are pretty much the same, homeowners policies can be quite different, depending on the "form" number. The most common types of homeowner policies are:

  • HO1 Basic or Standard policy
  • HO2 Broad form
  • HO3 Special (also called Deluxe, All Risk)
  • HO4 Renters policy
  • HO6 Condo policy
  • HO8 Older Home Policy

All homeowner policies are "package" policies. You get a group of coverages packaged into your policy for one overall premium. They include coverage on your building, your contents (furniture, clothing, etc.) and liability insurance in case you are sued, under the same policy.

Contact Us: Wright Insurance Services, LLC
License #0733901
24551 Del Prado, Suite 1426
Dana Point, CA 92629
Telephone: +1 949 489 1833
Fax: +1 949 489 5702
robert@robertwrightinsurance.com